Arizona Loan Repayment Program

Arizona Department of Health Services
Type Loan Forgiveness
Amount - Varies based upon type of provider and priority ranking of the practice site. The initial contract is 2 years with two one-year amendments if the provider qualifies and decides to continue. The max for the program is four years.
Duration 4 YearsMarch 15, June 15, September 15, December 15



The Arizona Loan Repayment Programs (ALRP) are administered by the Arizona Department of Health Services (ADHS), Bureau of Health Systems Development (BHSD) also known as the Primary Care Office for the State of Arizona.

ALRP has two components: the Primary Care Provider Loan Repayment Program (PCPLRP) and the Rural Private Primary Care Provider Loan Repayment Program (RPPCPLRP). These programs aim to promote the recruitment and retention of health care professionals by repaying their qualifying educational loans in exchange for their two-year commitment to provide primary care services in federally designated Health Professional Shortage Areas (HPSA) or Arizona Medically Underserved Areas (AzMUA).

NOTE: Loan repayment is in addition to a compensation package provided by the service site and is considered tax-exempt.


  • Be a U. S. citizen
  • Be an allopathic (MD) or osteopathic (DO) physician in the field of family practice, pediatrics, obstetrics, or internal medicine; or a dentist, nurse practitioner, certified nurse midwife, or physician assistant who provides primary care services
  • Have completed the final year of a course of study or program or hold a current AZ license or certificate in good standing
  • If a physician, shall have completed a professional residency program in a primary health care specialty, and be board certified or eligible to sit for the certifying examination in the specialty
  • Provide evidence of current or prospective employment with an eligible site
  • Agree to contract with ADHS to serve full-time, 40 hours per week, at an approved service site for a minimum of two years
  • Agree, with the exception of OB/GYN and registered nurse midwives, to work at least 32 of the minimum 40 hours per week providing clinical services in the ambulatory setting at the approved service site during normally scheduled office hours. For an OB/GYN practitioner or RN midwife, agree that not less than 21 hours per week shall be spent providing ambulatory care services during normally scheduled office hours
  • Agree to charge for professional services at the usual and customary rates prevailing in the area, except that a patient unable to pay the charge shall be charged at a reduced rate or not charged at a reduced rate according to the service site’s sliding fee scale based on poverty level
  • Agree not to discriminate on the basis of the patient's ability to pay for care or the source of payment
  • Agree to provide services to Medicare and AHCCCS beneficiaries
  • Have completely satisfied any other service obligation owed under an agreement with a federal (e.g., an active military obligation or a National Health Service Corps Program obligation), a State (e.g., Scholarship Program obligation) or local government, or other entity, prior to beginning a period of service under this program
  • Eligible applicants must provide a valid Certificate of Insurance for the loan repayment contract to be fully effective.
  • The following are not eligible to participate:
  • A primary care provider who has breached a health professional services contract with a federal, state, or local government or another entity;
  • A primary care provider against whose property there is a judgment lien for a debt to the United States; and
  • A primary care provider who is in a for-profit practice.


    Other Restrictions

    Must be a non-profit organization, accept AHCCCS and Medicare assignments; have a sliding-discount-to-fee scale in place and signage posted in a prominent area; and must be located in a federally designated Health Professional Shortage Area.

    More Information

    Arizona Dept of Health Services
    Arizona Department of Health Services
    Bureau of Health Systems Development, Workforce Programs
    1740 W. Adams, Rm 205
    Phoenix, AZ 85007
    Phone: 602-542-1066
    Fax: 602-542-2011