North Dakota State Community Matching Physician Loan Repayment Program

UND School of Medicine & Health Sciences
Type Loan Forgiveness
Amount -
Duration Year

Please see website for more details, and contact the program administrator for deadlines.


The State Community Matching Physician Loan Repayment Program is a state financed and administered program designed to attract physicians to North Dakota to practice in areas of need.  The focus of the program is to encourage new medical school graduates to practice in North Dakota.  Each physician selected may receive more than $90,000 to repay educational loans.  The state may pay up to $45,000 to each physician to repay educational loans.  Each physician must practice two years in a selected community.  The community (usually a community hospital or clinic) must match the state payment but may pay more and may negotiate with the physician for a period of service longer than two years.  Preference is given to physicians who will practice in rural underserved areas.

Application deadline:

Applications are accepted at any time.  The State Health Council reviews each application at its
next meeting.  The State Health Council generally meets quarterly during the calendar year.  However, the program is focused on new medical school graduates so medical school students should apply in the first or second semester of their final year.

Physicians who have graduated from an accredited four year allopathic or osteopathic medical
school in the United States, its possessions, territories or Canada and approved by the State Board of Medical Examiners or by an accrediting body approved by the Board.  The physician may not have practiced full time in North Dakota for more than one year before the date of the application.

Physician Selection criteria:

• The extent to which the physician’s medical specialty training is needed in a selected
• The physician’s commitment to serve
• The physician achieving a financial match with a selected community
• The physician’s availability to begin providing services
• The physician’s professional competence and conduct
• The physician’s willingness to accept Medicare and Medicaid assignment

Preference is given to graduates of the University of North Dakota School of Medicine and Health Sciences and to physicians enrolled in or completed a University of North Dakota School of Medicine and Health Sciences graduate residency program.  Preference is also given to physicians who have graduated from the University of North Dakota School of Medicine and Health Sciences and are enrolled in or graduated from an accredited out-of-state medical residency program for specialty training not offered in North Dakota.


This funding opportunity requires applicants to hold U.S. Citizenship.

More Information

Mary Amundson
UND School of Medicine & Health Sciences
Center for Rural Health
PO Box 9037
Grand Forks, ND 58202-9037
Phone: 701-777-4018