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Varies based upon type of provider and priority ranking of the practice site. The initial contract is 2 years with two one-year amendments if the provider qualifies and decides to continue. The max for the program is four years.
The Arizona Loan Repayment Programs (ALRP) are administered by the Arizona Department of Health Services (ADHS), Bureau of Health Systems Development (BHSD) also known as the Primary Care Office for the State of Arizona.
ALRP has two components: the Primary Care Provider Loan Repayment Program (PCPLRP) and the Rural Private Primary Care Provider Loan Repayment Program (RPPCPLRP). These programs aim to promote the recruitment and retention of health care professionals by repaying their qualifying educational loans in exchange for their two-year commitment to provide primary care services in federally designated Health Professional Shortage Areas (HPSA) or Arizona Medically Underserved Areas (AzMUA).
NOTE: Loan repayment is in addition to a compensation package provided by the service site and is considered tax-exempt.
Must be a non-profit organization, accept AHCCCS and Medicare assignments; have a sliding-discount-to-fee scale in place and signage posted in a prominent area; and must be located in a federally designated Health Professional Shortage Area.
Please note that these figures represent the maximum award possible over 3 years; they are not guaranteed levels of funding. All awards are paid on a graduated scale
The Delaware State Loan Repayment Program is designed to recruit health professionals to areas of the state that have been identified as underserved by the Delaware Health Care Commission. For more details please refer to the SLRP Manual.
Health professionals participating in this program must provide health services in a practice setting approved by the Delaware Health Care Commission. Initial contracts may be signed for a minimum of two (2) years and maximum of three (3) years. Participants may re-apply for contract extensions in one-year increments, not to exceed a total of four (4) years of loan repayment. Extensions will be granted at the discretion of the Loan Repayment Committee and are contingent upon the availability of funds. Priority will be given to new applicants.
According to a recent amendment to the Federal Public Health Service Act, qualifying loan repayment funds awarded on or after January 1, 2004 are exempt from federal gross income and employment taxes. The law also excludes these funds from being taken into account as wages in determining social security benefits. Additionally, the State of Delaware will follow the federal regulations so that qualifying loan repayment funds are also exempt from Delaware state income tax. All loan repayment award recipients should contact a tax professional for information and advisement specific to their personal financial circumstances and loan repayment awards.
U.S. citizenship required
This program provides loan repayment assistance for dentists practicing general dentistry in eligible dental care facilities in underserved areas of the state of Maine. Any dentist licensed to practice in Maine who is employed in or intends to establish a qualified practice, has qualifying outstanding dental education loans and is not under agreement for loan repayment from a program funded by the National Health Service Corps. The dentist does not have to establish prior Maine residency.
Must be resident of Maine and meet EFC parameters. Parents income and assets are considered.
Three-Year practice obligation. Communities with in shortage areas must apply to become approved loan repayment sites, and must agree to provide an equal match to state dollars (up to $10,000 per year for up to three years) The local match can come from any source.
$10,000 (physician assistant, nurse practitioner, master's level mental health professional); $20,000 (physician, clinical psychologist).
Must be willing to practice primary care in a state-designed shortage area.
Willing to practice primary care in a state-designed shortage area.
Students must agree to practice one year in a shortage area for each year a student loan is awarded. Student loan recipients must be fully licensed to practice by the Nebraska Department of Health and Human Services Regulation & Licensure and not in a residency or internship program before receiving loan forgiveness.
The number and amount of student loans are determined annually based on state funding. The maximum annual student loan amount for a medical, dental, or psychologist student is $20,000 for up to four (4) years and $10,000 for a PA or master's level mental health student for up to two (2) years.
Applications are accepted April 1 through June 1 of each year. Each applicant will be interviewed by the Rural Health Advisory Commission. To be eligible, students, who are Nebraska residents, must be enrolled or accepted for enrollment in a medical, dental, or graduate-level mental health training program in Nebraska. Awards are made by the Rural Health Advisory Commission based on the student's understanding of and commitment to the practice of primary care, dental care, or mental health care in rural Nebraska.
Nebraska Medical student/PA Schools only
Student may receive up to 120000 for loan repayment purpose.
LRP offers redemption of up to $120,000 over a four-year period of service for eligible qualifying education loans. Qualifying loans are the cumulative outstanding balance of educational loans for medical, dental or other health professional education at the time service obligation begins.
Examples of loans that qualify include but are not limited to the following: Federally Insured Student Loans (FISL), Perkins loans, PLUS (student loans), Supplemental Loan for Students (SLS), Health Professions Student Loan (HPSL), Health Education Assistance Loan (HEAL), New Jersey College Loan to Assist State Students (NJCLASS), other State loans, other Federal loans.
Please note: Loans incurred for undergraduate education are not eligible for redemption.
LRP providers are encouraged to search for employment in areas listed on the New Jersey Medically Underserved Index(NJMUI) or designated Health Professional Shortage Areas(HPSAs). Sites located in NJMUI/HPSA areas does not guarantee LRP placement site approval (see Site Eligibility section below). Non-participating sites, regardless of location, must submit a LRP site application for consideration.
Interested provider candidates are encouraged to enroll in the LRP for assistance in job placement at an approved site. LRP does not publish a list of approved LRP sites. However, LRP staff will circulate resumes to participating LRP sites on behalf of approved providers. LRP placement sites will contact providers directly to initiate the interview process.
Site Obligation Participating placement sites are required to hire LRP providers to work at the site on a full-time basis (40 hrs/wk), and renew employment on an annual basis for two to four years with satisfactory performance. Placement sites must offer LRP providers comparable salaries and benefits based on prevailing rates in the surrounding area.
Site Eligibility Placement sites seeking loan redemption for their primary care providers must:
Be located in an state designated underserved area as defined by the Commissioner of Health & Senior Services (see the New Jersey Medically Underserved Index) or in a federally designated Health Professional Shortage Area (HPSA). * Placement sites not located in such areas will be considered on a case-by-case basis
Use/establishsliding fee scale for patients falling under 250% of the federal poverty levels
At the end of each full year of service, LRP participants are eligible to redeem loan repayment at the specified percentages of outstanding balance forqualifying educational loans according to the following schedule:
18% up to $21,600 max. - first full year of service
26% up to $31,200 max. - second full year of service
28% up to $33,600 max. - third full year of service
28% up to $33,600 max. - fourth full year of service
NJ resident; satisfactorily completed an accredited residency in (IM, GenPed, FP,Ob/Gyn); NJ license; secured letters of recommendation.
Two-four years in designated community-based practice in medically underserved area. Up to $70,000 for physicians and dentists who make a 4 year commitment, $70,000. In addition, these programs add a 39% tax stipend to help offset the candidate's increased tax liability.
Legal US citizen; primary care providers: FP. Ob, IM, CNMW, PA, NP.
Student may receive up to 35000 towards loan repayment.
Six Rhode Island dental professionals will receive a total of $150,000 to help pay off their educational costs under a new oral health loan forgiveness program established collaboratively by The Rhode Island Foundation, the Rhode Island Department of Health (HEALTH), and the Rhode Island Student Loan Authority.The Rhode Island Dental Educational Loan Repayment Program was created to ensure a stable and adequate supply of oral health care professionals to meet the needs of all Rhode Islanders. Administered by the Rhode Island Student Loan Authority, loan repayments are awarded in exchange for service commitments by oral health professionals newly recruited to the state or to existing professionals providing care in safety net sites across Rhode Island. Dental safety net providers provide oral health care services regardless of patients’ insurance status or ability to pay.In exchange for a two-year commitment, recipients are eligible for funds up to $25,000 annually for dentists and $10,000 annually for dental hygienists. Applicants may include licensed dentists (DMDs or DDSs) and dental hygienists who work in general dentistry, pediatric dentistry, and oral surgery.“This program is a collaborative effort aimed at strengthening the dental workforce in Rhode Island,” said Neil Steinberg, president and CEO of The Rhode Island Foundation. “With programs like this in place, we can better serve the needs of underserved populations and help ensure that people of all ages and backgrounds have access to quality dental care services, which are a critical component to good health.”“The dental safety net is a critical access point for many Rhode Island residents. Unfortunately, educational loans can sometimes impede oral health providers’ abilities to dedicate their careers to working with the underserved,” said Michael Fine, MD, director of HEALTH. “By alleviating a portion of their educational debt, this program provides a mechanism to recruit and retain qualified oral health providers for patients in greatest need.”Loan repayments have been awarded to six oral health professionals practicing at Blackstone Valley Community Health Care, Pawtucket; CCAP Family Dental Centers, Cranston; WellOne Primary Medical and Dental, North Kingstown; CCAP Dental Services, Warwick; and St. Joseph Health Services of Rhode Island Dental Center, Providence.The Rhode Island Foundation is also part of a coalition that established a loan forgiveness program for primary health care physicians, physician assistants, and nurse practitioners that practice in the fields of family medicine, internal medicine, or pediatrics. Since 2009, the Rhode Island Primary Care Educational Loan Repayment program has attracted 15 physicians, three physician assistants, and two nurse practitioners serving Rhode Island.
Must be a US citizen eligible for state licensure; have not outstanding federal, state or local service obligations; be available to work full-time at the site, agree to accept assignment under Medicare and Medicaid.
Last updated: December 18, 2014
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